Finance Specialists

Finance Specialists

Top Gear Motors NI have a dedicated team of finance experts waiting to help with your enquiry.

We have relationships with the majority of high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure very competitive loans.

Our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you.


Blackhorse Finance

Black Horse provides finance for thousands of customers every year to buy their vehicle from a network of dealers throughout the UK.

Black Horse Motor Finance, Black Horse Motorcycle Finance and Black Horse Caravan and Motorhome Finance are trading styles of Black Horse Limited.

All our cars are price checked daily

Thousands of customers choose MotoNovo Finance every week to buy their next car, van or motorbike. We offer a range of relevant products and services quickly, efficiently and competitively and have been doing so for over 40 years.

Supported by a multi-national bank, FirstRand, we are a secure and highly respected organisation that has been recognised as a leader in the field for some time.


Pay for your vehicle with debit card, all major cards accepted.

All major cards accepted.

Struggling for car credit? We can help

We often apply for car loans but don't get it due to our lack of creditworthiness. It isn't that every person has a clean credit record. There can be instances which have made negative marking on the credit rating. But that shouldn't be an obstacle in preventing the person from getting car loan. We can go through a situation in which our valuables or properties were taken by the bank and we are left bankrupt. Now what if we need to buy a car immediately? What if it is an emergency? Would you accept this to be the reason behind your inability to get a car loan? No of course not. And you shouldn't either. For there are financial institutes and car dealers who are there to provide you with car loan.

We have helped people obtain car finance, even if they have;

  • CCJ's
  • Bankruptcy
  • Arrears
  • Defaults
  • Self Employed
  • Benefits

If you would like us to see if we could help you to get the ideal car finance deal for your situation, please complete the form below.

MotoNovo Finance

So much more than finance

Thousands of customers choose MotoNovo Finance every week to buy their next car, van or motorbike. We offer a range of relevant products and services quickly, efficiently and competitively and have been doing so for over 40 years.

Click here to view our finance deals.

We aim to be as helpful as possible when it comes to finance. Please watch our finance videos for more information regarding our services and products.

2 Minute Application

Complete our simple to use online form below and once submitted, we will get back to you as soon as possible.